Taking care of your home’s exterior is essential for maintaining its value and protecting it from the elements. However, many homeowners put off siding and roofing projects for a variety of reasons. And look, we get it, new siding is not nearly as fun as a sleek new kitchen or an elegant, updated bathroom.  

Unfortunately, delaying necessary exterior repairs or replacements can lead to even more significant issues down the road. Loose siding or a leaking roof can be catastrophic, and putting off these kinds of repairs can mean structural damage, mold, and more expensive repairs down the line. But you’re not alone, 43% of homeowners delay projects, and 60% say it’s due to rising prices. 

Here are some other common reasons homeowners postpone exterior projects - and solutions to help overcome these obstacles. 

1. They Don’t Understand What Needs to Be Done 

Many homeowners delay siding and roofing work simply because they don’t realize there’s an issue. Without visible leaks or obvious damage, it’s easy to assume everything is in good condition. 

 Solution: Schedule regular home inspections. Professionals can spot early signs of damage that might not be visible to the untrained eye. Additionally, educating yourself on common wear-and-tear issues can help you make informed decisions. 

2. Underestimating the Urgency of Repairs 

Some homeowners recognize minor issues but don’t see them as pressing concerns. You may think that broken shingle is just an eyesore, but you don’t see the water damage hidden behind your drywall. However, small problems can quickly escalate into costly repairs. 

 Solution: Consult with a contractor to understand the risks of waiting. For example, a minor roof leak can lead to mold growth, structural damage, and higher energy bills. Acting early can save money and prevent extensive damage. 

3. Overwhelmed by Choices 

So, you’ve identified an issue and understand the urgency, but what kind of material do you choose? You start shopping around and see that there are endless options for materials, colors, contractors, and even financing options. While these variations are here to solve different problems, making a decision can feel overwhelming. 

 Solution: Start with the research. Look at reputable companies, read reviews, and ask for recommendations from friends or neighbors. Many contractors offer free consultations to help homeowners navigate their options and make informed choices. 

4. They’re Waiting for the Perfect Time of Year 

Some homeowners avoid exterior projects because they worry about the impact of rain or other weather conditions. There’s always something coming up; hosting for holidays, planning summer parties, going on vacation, etc. 

 Solution: While weather is a factor, professional contractors can often work around seasonal challenges. Understanding the urgency of dealing with your home’s exterior is key. Some materials and installation techniques allow for year-round work, so consult with professionals to find the best timing. 

5. Fear of a Long, Disruptive Process 

Your home is your personal space, and the thought of weeks of noise, dust, and construction can make homeowners hesitant to start a project. 

 Solution: Choose a reputable contractor who provides clear timelines and efficient work. Many roofing and siding projects can be completed in just a few days. Understanding the process in advance can help set realistic expectations and reduce stress. 

6. Financial Concerns 

Money is one of the biggest reasons homeowners delay projects. Financial obstacles include: 

  • Prioritizing other expenses 

  • Bad credit 

  • Assuming they must pay the full cost upfront 

  • Not qualifying for enough financing 

Solution: Homeowners should explore multiple financing options. Many contractors offer flexible payment plans, home improvement loans, or even government-backed financing programs. Additionally, some projects may qualify for insurance coverage if damage was caused by weather or other covered events. 

7. Economic Uncertainty 

Concerns about job stability or a fluctuating economy can make homeowners hesitant to invest in major projects. 

Solution: While financial prudence is wise, waiting too long can lead to higher costs due to inflation and worsening damage. Homeowners should consider low interest financing options or setting up a dedicated savings plan to ensure they can handle necessary repairs when the time comes. 

8. Lack of Routine Home Inspections 

If homeowners don’t inspect their homes regularly, they might not realize when siding or roofing repairs are needed. 

Solution: Set a schedule for annual home inspections or make it a habit to check the roof and siding after extreme weather events. Early detection can prevent costly repairs and extend the life of home exteriors. 

Taking Action 

Delaying exterior projects like roofing and siding repairs doesn’t make them go away and can lead to larger, more expensive issues in the future.  

By addressing common concerns and taking proactive steps, homeowners can make informed, confident decisions about maintaining their homes. Whether it’s through better education, financing solutions, or hiring the right professionals, acting sooner rather than later will help protect your biggest investment—your home.